[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.tartarus.cz\/dite-ve-svete-financi\/#Article","mainEntityOfPage":"https:\/\/www.tartarus.cz\/dite-ve-svete-financi\/","headline":"D\u00edt\u011b ve sv\u011bt\u011b financ\u00ed","name":"D\u00edt\u011b ve sv\u011bt\u011b financ\u00ed","description":"Mezi&nbsp;hlavn\u00ed p\u0159\u00ed\u010diny ni\u017e\u0161\u00ed porodnosti pat\u0159\u00ed v&nbsp;dne\u0161n\u00ed dob\u011b finan\u010dn\u00ed n\u00e1ro\u010dnost zaji\u0161t\u011bn\u00ed a v\u00fdchovy d\u00edt\u011bte. Mlad\u00e9 p\u00e1ry se pot\u00fdkaj\u00ed s&nbsp;nedostatkem financ\u00ed pro zalo\u017een\u00ed rodiny, kter\u00e9 n\u00e1sledn\u011b je\u0161t\u011b klesnou s&nbsp;odchodem jednoho rodi\u010de na mate\u0159skou \u010di rodi\u010dovskou dovolenou. P\u0159itom podle statistik je v&nbsp;rodin\u011b s&nbsp;pr\u016fm\u011brn\u00fdm platem po\u010d\u00e1te\u010dn\u00ed investice do prvn\u00edho roku \u017eivota d\u00edt\u011bte okolo \u010dty\u0159iceti a\u017e \u0161edes\u00e1ti tis\u00edc korun a [&hellip;]","datePublished":"2020-09-10","dateModified":"2023-05-22","author":{"@type":"Person","@id":"https:\/\/www.tartarus.cz\/author\/#Person","name":"","url":"https:\/\/www.tartarus.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/bf8a2da9791e94b6eb5cec245ee5eeceecb651e79e829278e2c546441579397e?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/bf8a2da9791e94b6eb5cec245ee5eeceecb651e79e829278e2c546441579397e?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"tartarus.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.tartarus.cz\/wp-content\/uploads\/img_a300887_w2120_t1510915087.jpg","url":"https:\/\/www.tartarus.cz\/wp-content\/uploads\/img_a300887_w2120_t1510915087.jpg","height":0,"width":0},"url":"https:\/\/www.tartarus.cz\/dite-ve-svete-financi\/","about":["Pen\u00edze"],"wordCount":631,"articleBody":"Mezi&nbsp;hlavn\u00ed p\u0159\u00ed\u010diny ni\u017e\u0161\u00ed porodnosti pat\u0159\u00ed v&nbsp;dne\u0161n\u00ed dob\u011b finan\u010dn\u00ed n\u00e1ro\u010dnost zaji\u0161t\u011bn\u00ed a v\u00fdchovy d\u00edt\u011bte. Mlad\u00e9 p\u00e1ry se pot\u00fdkaj\u00ed s&nbsp;nedostatkem financ\u00ed pro zalo\u017een\u00ed rodiny, kter\u00e9 n\u00e1sledn\u011b je\u0161t\u011b klesnou s&nbsp;odchodem jednoho rodi\u010de na mate\u0159skou \u010di rodi\u010dovskou dovolenou. P\u0159itom podle statistik je v&nbsp;rodin\u011b s&nbsp;pr\u016fm\u011brn\u00fdm platem po\u010d\u00e1te\u010dn\u00ed investice do prvn\u00edho roku \u017eivota d\u00edt\u011bte okolo \u010dty\u0159iceti a\u017e \u0161edes\u00e1ti tis\u00edc korun a v\u00fddaje s&nbsp;p\u0159ib\u00fdvaj\u00edc\u00edm v\u011bkem d\u00edt\u011bte nar\u016fstaj\u00ed. Net\u0159eba se zmi\u0148ovat o dal\u0161\u00edch nemal\u00fdch \u010d\u00e1stk\u00e1ch, kter\u00e9 mlad\u00e9 rodi\u010de zat\u011b\u017euj\u00ed a s&nbsp;kter\u00fdmi se mus\u00ed pot\u00fdkat. Kup\u0159\u00edkladu m\u016f\u017eeme uv\u00e9st kup nemovitostipro zaji\u0161t\u011bn\u00ed pot\u0159ebn\u00e9ho z\u00e1zem\u00ed \u010di vy\u0161\u0161\u00ed spot\u0159eba energi\u00ed atd.Jedn\u00edm z&nbsp;nejd\u016fle\u017eit\u011bj\u0161\u00edch po\u010d\u00e1te\u010dn\u00edch krok\u016f pro zvl\u00e1dnut\u00ed finan\u010dn\u00ed situace je sestavit si rozpo\u010dtov\u00fd pl\u00e1n pro nadch\u00e1zej\u00edc\u00ed m\u011bs\u00edce, tj. s&nbsp;jak\u00fdmi p\u0159\u00edjmy a v\u00fddaji m\u016f\u017eeme do budoucna po\u010d\u00edtat a praktick\u00fdm zp\u016fsobem si je rozvrhnout. Dnes ji\u017e m\u016f\u017eeme vyu\u017e\u00edt i jednoduch\u00fdch aplikac\u00ed, kter\u00e9 n\u00e1m s&nbsp;pl\u00e1nov\u00e1n\u00edm rodinn\u00e9ho rozpo\u010dtu pomohou.Je t\u0159eba si dop\u0159edu zjistit mo\u017enosti a podm\u00ednky st\u00e1tn\u00edch p\u0159\u00edsp\u011bvk\u016f v&nbsp;dob\u011b mate\u0159sk\u00e9 \u010di rodi\u010dovsk\u00e9 dovolen\u00e9, a p\u0159edev\u0161\u00edm o n\u011b v\u010das a spr\u00e1vn\u011b za\u017e\u00e1dat.V\u00fdbavi\u010dka pro d\u00edt\u011b se d\u00e1 po\u0159\u00eddit v&nbsp;r\u016fzn\u00fdch cenov\u00fdch kategori\u00edch, podle toho, jak n\u00e1ro\u010dn\u00fdmi rodi\u010di jste, av\u0161ak nen\u00ed od v\u011bci se informovat u sv\u00fdch p\u0159\u00edbuzn\u00fdch \u010di zn\u00e1m\u00fdch, zda jim na p\u016fd\u011b nele\u017e\u00ed ji\u017e p\u0159ebyte\u010dn\u00fd ko\u010d\u00e1re nebo autoseda\u010dka. Na internetu tak\u00e9 existuje mno\u017estv\u00ed str\u00e1nek, kde rodi\u010de nab\u00edz\u00ed hezk\u00e9 a zachoval\u00e9 v\u011bci po sv\u00fdch potomc\u00edch za mnohem p\u0159ijateln\u011bj\u0161\u00ed cenu, ne\u017e byste po\u0159\u00eddili v\u011bci nov\u00e9.V&nbsp;p\u0159ed\u0161koln\u00edm v\u011bku se z&nbsp;pravidla v\u00fddaje na d\u00edt\u011b o n\u011bco sn\u00ed\u017e\u00ed, jeliko\u017e odpadnou povinnosti spojen\u00e9 s&nbsp;po\u0159izov\u00e1n\u00edm plen \u010di specializovan\u00fdch p\u0159\u00edkrm\u016f a kosmetiky pro miminka \u010di batolata, av\u0161ak s&nbsp;p\u0159ib\u00fdvaj\u00edc\u00edmi roky se objev\u00ed zv\u00fd\u0161en\u00e9 n\u00e1klady na \u0161kolu a volno\u010dasov\u00e9 aktivity d\u00edt\u011bte, nemluv\u011b o touze d\u011bt\u00ed po nov\u00fdch a lep\u0161\u00edch v\u011bcech, kter\u00e9 jim nab\u00edz\u00ed okol\u00ed.V&nbsp;neposledn\u00ed \u0159ad\u011b tak\u00e9 nen\u00ed od v\u011bci myslet ji\u017e od za\u010d\u00e1tku na finan\u010dn\u00ed zaji\u0161t\u011bn\u00ed budoucnosti d\u00edt\u011bte. V&nbsp;tomto ohledu je v&nbsp;sou\u010dasnosti nejv\u00edce vyu\u017e\u00edv\u00e1no stavebn\u00ed spo\u0159en\u00ed \u010di d\u016fchodov\u00e9 p\u0159ipoji\u0161t\u011bn\u00ed.I z&nbsp;tohoto skromn\u00e9ho v\u00fd\u010dtu sami vid\u00edte, \u017ee v\u00fddaj\u016f se nakup\u00ed mnoho na rozd\u00edl od omezen\u00fdch p\u0159\u00edjm\u016f. Ale s&nbsp;trochou vynal\u00e9zavosti a \u00fasil\u00ed lze ve velk\u00e9m mno\u017estv\u00ed p\u0159\u00edpad\u016f nal\u00e9zt p\u0159ijatelnou alternativu.V&nbsp;souvislosti v&nbsp;t\u00edmto t\u00e9matem je tak\u00e9 na m\u00edst\u011b zd\u016fraznit, \u017ee nen\u00ed ke \u0161kod\u011b sezn\u00e1mit s&nbsp;chodem financ\u00ed tak\u00e9 d\u00edt\u011b samotn\u00e9. Znalost hodnoty pen\u011bz a finan\u010dn\u00ed gramotnost jsou pro d\u00edt\u011b v&nbsp;prav\u00fd \u010das velmi u\u017eite\u010dn\u00e9 a p\u0159\u00ednosn\u00e9 do budoucna. P\u0159esto se mnoz\u00ed rodi\u010de tomuto t\u00e9matu vyh\u00fdbaj\u00ed.                                                                                                                                                                                                                                                                                                                                                                                        4.2\/5 - (6 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"D\u00edt\u011b ve sv\u011bt\u011b financ\u00ed","item":"https:\/\/www.tartarus.cz\/dite-ve-svete-financi\/#breadcrumbitem"}]}]